The distinguishing feature of NetAccess lies in its
ability to deliver multiple types of payment
transactions (credit, debit, prepaid, loyalty, generic
data, etc) over multiple secure and redundant uplink /
downlink channels (analog / digital leased line, PSTN,
GPRS/GSM/SMS, ISDN, xDSL, VPN etc.) in a highly scalable
and cost-effective way. With a plug-and-play
architecture, this device can integrate seamlessly into
an existing payment network consisting of IENs or NACs.
As NetAccess was developed from the ground-up based on
the ASPA framework, driven by an intelligent messaging
and routing software layer across industry-standard
hardware, its strengths lie in its simplicity and
flexibility to adapt quickly to new requirements such as
variable message length, customized message formats,
message filtering capability, etc. to protect existing
investments and also to realize a quicker returns on
investments compared to proprietary firmware and
hardware based approaches.
NETMATRIX ACTIVE TRANSACTION PLATFORM
NetAccess can be further be enhanced with NetMATRIX
(Multi-Application Transaction Routing and
Identification eXchange) as an additional software
layer, which provides an intelligent transaction
platform to support the rapid introduction of complex
and innovative applications requiring transactions
management capability with minimal customization to
back-end hosts. It also supports the key concept of
Active Transaction Routing (ATR) introduced earlier;
which allows a single ‘composite transaction’ to carry
multiple constituent transaction messages which can be
composed into various combinations to create a range of
varied and unique services.
NETMATRIX TLE (TERMINAL LINE ENCRYPTION)
NetMATRIX TLE is a multi-faceted security and key
management solution that addresses wire-tapping, ghost
terminals and host-spoofing frauds. Leveraging on
NetMATRIX active transaction platform, it integrates
seamlessly into existing payment infrastructure with
full EMV support while providing functionalities for key
management, encryption, authentication and deployment.
Its bi-directional (uplink/downlink) encryption together
with its unique Remote Key Injection feature allows
Banks to manage the key injection process securely and
centrally, thus reducing costs by reducing the number of
trips required for on-site deployment.
NetMATRIX TLE can be extended to support
encryption/decryption beyond EDC Terminals to devices
which requires a low overhead in terms of processing
power and memory space such as Automated Teller Machine
(ATM), Electronic Cash Register (ECR), Mobile
applications, etc.
NETMERCHANT
NetMerchant is a real-time enterprise payment processor
capable of handling credit/debit card payment
transactions that processes and manages on-line card
authorization between merchants and Banks. It functions
as a ‘software version’ of the physical credit card EDC
terminals. It is specially designed to automate and
streamline the operation of credit card payments
processing for higher productivity and profitability.
NetMerchant is also designed with value-added features
that automates and simplifies the processing of credit
card payments by integrating to merchants’ applications
such as Call Centres, Interactive Voice Response (IVR)
systems, Electronic Cash Registers (ECR), E-Commerce web
sites, etc. It can also be programmed to generate
recurring payment transactions on scheduled dates which
are required in environment like monthly insurance
premium payment, monthly cable or satellite televisions
bills, easy payment / installment schemes, etc.
For further information about GHL Systems and other products and solutions, please email us at int.sales@ghl.com (International) or my.sales@ghl.com (Malaysia).
