Recognizing the uphill battle that Banks are currently facing in having to cope with an ever-changing payment landscape, continuous technological advancement and rising security threats, GHL Systems has pioneered its Adaptive Secure Payment Architecture (ASPA) with the aim of helping Banks overcome such issues and more importantly, to go beyond merely existing as just another player within an increasingly competitive industry.

ASPA is GHL Systems’ architecture for establishing a highly-available and flexible end-to-end payment infrastructure that addresses challenges arising from security threats and fraud risks while protecting against technology obsolescence. ASPA’s blueprint goes further to take into account the Banks’ future needs to have rapid and seamless implementation of new applications and services (whether developed in-house or by third-party service providers) into their payment infrastructure. These innovative applications such as personalized loyalty and cross-selling programs leveraging on advancement in chip-based technology, are critical to facilitate consumer spending.

In summary, ASPA allows Banks to create additional value by introducing innovative applications and services rapidly and securely, with minimal obsolescence by leveraging on new technologies and capabilities. This will give Banks the following competitive edge - the ability to achieve competitive differentiation while concurrently exploiting more value out of their investments through revenue enhancements and cost reduction opportunities.

For further information about GHL Systems and other products and solutions, please email us at int.sales@ghl.com (International) or my.sales@ghl.com (Malaysia).